31

Days on homefello

1940

Year Built

$1247

Price Per Sqft

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Price vs Median

Could you see yourself in this home?

Spacious Deck

Waterfront

Full Home Description

TORCH LAKE – Stunning, level 116’ lot with pristine sandy beach frontage on the coveted southeast end of Torch Lake. This exceptional offering features a well-maintained 7-bedroom, 2-bath residence set along crystal-clear turquoise waters and a rare, hard ripple sand bottom—ideal for swimming, boating, and lakeside leisure at its finest. Expansive, panoramic views stretch across the lake, creating a breathtaking backdrop for both sunrise serenity and spectacular sunsets. Whether you envision crafting a waterfront estate or enjoying the existing home as a refined retreat while you build your future residence, the possibilities here are extraordinary. This desirable south-end location offers effortless access to nearby conveniences while preserving the tranquility and exclusivity of Northern Michigan living. A truly rare opportunity to own an iconic stretch of Torch Lake shoreline—where luxury, natural beauty, and timeless Up North elegance converge. STR’s allowed.

Listed by Darci Springborn · REO - Elk Rapids-101308 · (231) 264-6604

Inside the Home
  • 7 bedrooms

  • 2 full bathrooms

  • Includes dishwasher, disposal, microwave, range, oven, electric water heater

  • 1,920 sq ft of living space

  • Crawl Space

  • Windows: Bay Window(s), Window Treatments

Comfort & Climate
  • Forced Air, Exhaust Fan, Natural Gas

  • Ceiling Fan(s), Exhaust Fan

  • Fireplace — gas

  • Cable Available

Outdoor Features
  • Deck

  • Waterfront access

  • View: Water

Parking & Storage
  • 1-car detached

Property Overview
  • Lot size: 0.5200 acres

  • Built in 1940

  • 2 stories

  • Single Family

  • Zoning: Residential

Utilities
  • Water: Well, Private

  • Sewer: Septic Tank

Construction
  • Brick, Vinyl Siding

Community
  • Subdivision: none

  • Kalkaska County

Estimate Your Mortgage Payment
Offer Purchase Price

$

List Price Offer
Down Payment

$

%

No PMI
Loan Type
Loan Term
Zip Code
Interest Rate

%

Default area avg

Property Tax (%)
Home Insurance ($/yr)
HOA ($/mo)

Monthly Mortgage
$14,117
/mo

Principal & Interest:

$11,622

Taxes:

$2,395

Insurance:

$100

HOA Fees:

$0

Loan Types You May Qualify For
FHA Loans
  • 3.5% down payment
  • Lower credit scores

VA Loans (Veterans)
  • $0 down payment
  • No PMI
  • Often lower rates

Conventional Loans
  • Good for great credit
  • May not require PMI
First-Time Buyer Programs
  • Low down payment
  • Reduced rates
Down Payment Assistance
  • Forgivable loans & grants
  • DPA programs

Rating

School Name

Distance

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Reported Incidents (Last 5 Years)

From: 5882 Crystal Beach Road, Rapid City 49676

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IDX provided courtesy of Realcomp II Ltd. via GoodHome Realty and MLS. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

The data relating to real estate properties on this website was last updated as recently as .

Listing Information presented by local MLS brokerage: GoodHome Realty and MLS, Inc., REALTOR® - Quinton Lemond - (248) 928-4992.