4

Days on homefello

1935

Year Built

$178

Price Per Sqft

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Price vs Median

Could you see yourself in this home?

Spacious Deck

Patio

Waterfront

Full Home Description

Charming Saginaw Bay Ranch with 50 Feet of Waterfront Frontage! Enjoy beautiful water views from this adorable 2-bedroom, 1-bath ranch/rambler situated on 50 feet of Saginaw Bay frontage. Built in 1935 and very well cared for, this cozy home offers approximately 1,300 square feet of comfortable living space on .68 of an acre. If you’ve been dreaming of a peaceful waterfront getaway or year-round home, this property is full of charm and potential. The home features a crawlspace foundation, private well, septic, and propane heat. Outside, you’ll find a large shed plus another shed across the road, giving you extra room for storage, tools, or recreational gear. Whether you’re relaxing and taking in the bay views or looking for a cute waterfront retreat, this property is one you won’t want to miss. Here’s a shorter MLS-style version too: Cute 2-bedroom, 1-bath ranch on Saginaw Bay with 50 feet of frontage! Approx. 1,300 sq. ft. on .68 of an acre. Built in 1935 and very well maintained. Features propane heat, private well, septic, crawlspace, large shed, and additional shed across the road. If you love water views, this is the home for you!

Listed by Connie J Allen · Century 21 Signature Realty - Bay City · (989) 686-4500

Inside the Home
  • 2 bedrooms

  • 1 full bathroom

  • Includes gas water heater

  • 1,300 sq ft of living space

  • Crawl Space

Comfort & Climate
  • Forced Air, Propane

  • Ceiling Fan(s)

Outdoor Features
  • Patio, Deck, Porch

  • Waterfront access

  • View: Bay, Water

Property Overview
  • Lot size: 0.6800 acres

  • Built in 1935

  • 1 story

  • Ranch architecture

  • Single Family

  • Annual taxes: $1,417

Utilities
  • Water: Well, Private

  • Sewer: Septic Tank

Construction
  • Vinyl Siding

Community
  • Subdivision: none

  • Bay County

Estimate Your Mortgage Payment
Offer Purchase Price

$

List Price Offer
Down Payment

$

%

No PMI
Loan Type
Loan Term
Zip Code
Interest Rate

%

Default area avg

Property Tax (%)
Home Insurance ($/yr)
HOA ($/mo)

Monthly Mortgage
$1,458
/mo

Principal & Interest:

$1,126

Taxes:

$232

Insurance:

$100

HOA Fees:

$0

Loan Types You May Qualify For
FHA Loans
  • 3.5% down payment
  • Lower credit scores

VA Loans (Veterans)
  • $0 down payment
  • No PMI
  • Often lower rates

Conventional Loans
  • Good for great credit
  • May not require PMI
First-Time Buyer Programs
  • Low down payment
  • Reduced rates
Down Payment Assistance
  • Forgivable loans & grants
  • DPA programs

Rating

School Name

Distance

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Reported Incidents (Last 5 Years)

From: 2406 Oak Road, Pinconning 48650

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IDX provided courtesy of Realcomp II Ltd. via GoodHome Realty and MLS. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

The data relating to real estate properties on this website was last updated as recently as .

Listing Information presented by local MLS brokerage: GoodHome Realty and MLS, Inc., REALTOR® - Quinton Lemond - (248) 928-4992.