105

Days on homefello

2026

Year Built

$560

Price Per Sqft

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Price vs Median

Could you see yourself in this home?

Finished Basement

Spacious Deck

Central Air

Private Pool

Garage

Full Home Description

Rising above Little Traverse Bay, The Summit Over Bay Harbor offers a rare opportunity to create a bespoke waterfront residence in one of Northern Michigan's most prestigious resort settings. Designed for those who value elevated living, privacy, and unforgettable surroundings, each residence captures sweeping water views and dramatic sunsets from multiple levels. This expansive offering features approximately 5,078 square feet of interior living space, complemented by a 598 square foot rooftop terrace designed for entertaining, relaxation, and evening gatherings overlooking Lake Michigan. Floor-to-ceiling windows flood the interiors with natural light and frame the bay as a living work of art. The main living level is ideal for hosting, anchored by a gourmet kitchen, premium appliances, generous island, fireplace, wet bar, and private balcony suspended above the water. The primary suite is a serene retreat with panoramic views, balcony access, a spacious walk-in closet, and spa-inspired bath. The walkout lower level provides an en-suite guest bedroom, family room, bar area, office, and private patio, creating effortless flow for entertaining and extended stays. Residences at The Summit Over Bay Harbor are offered as custom build opportunities, allowing buyers to select architectural details, interior finishes, and premium upgrades tailored to their lifestyle. Located across from The Cliffs at Bay Harbor and minutes from Petoskey, Charlevoix, Boyne City, and Harbor Springs, this is Northern Michigan luxury living at its finest.

Listed by Candice Rich Vallone · @properties Christie's Int'l R.E. Birmingham · (248) 850-8632

Inside the Home
  • 3 bedrooms

  • 2 full bathrooms

  • 2 half bathroom

  • Includes dishwasher, disposal, dryer, microwave, refrigerator, washer, range, oven

  • 5,078 sq ft of living space

  • Finished

Comfort & Climate
  • Forced Air, Natural Gas

  • Central Air

  • Fireplace — gas, living room

  • Cable Available

Outdoor Features
  • Deck

  • Balcony

  • Private pool

Parking & Storage
  • 2-car attached, paved, garage door opener

Property Overview
  • Built in 2026

  • 3 stories

  • Contemporary, Split Level architecture

  • Condominium

  • HOA: $3,303 / Quarterly

  • HOA includes: maintenance grounds, snow removal, maintenance structure

Utilities
  • Water: Public

Construction
  • New construction

Community
  • Emmet County

Estimate Your Mortgage Payment
Offer Purchase Price

$

List Price Offer
Down Payment

$

%

No PMI
Loan Type
Loan Term
Zip Code
Interest Rate

%

Default area avg

Property Tax (%)
Home Insurance ($/yr)
HOA ($/mo)

Monthly Mortgage
$16,751
/mo

Principal & Interest:

$13,806

Taxes:

$2,845

Insurance:

$100

HOA Fees:

$0

Loan Types You May Qualify For
FHA Loans
  • 3.5% down payment
  • Lower credit scores

VA Loans (Veterans)
  • $0 down payment
  • No PMI
  • Often lower rates

Conventional Loans
  • Good for great credit
  • May not require PMI
First-Time Buyer Programs
  • Low down payment
  • Reduced rates
Down Payment Assistance
  • Forgivable loans & grants
  • DPA programs

Rating

School Name

Distance

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Reported Incidents (Last 5 Years)

From: 3575 Charlevoix Avenue 7, Petoskey 49770

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IDX provided courtesy of Realcomp II Ltd. via GoodHome Realty and MLS. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

The data relating to real estate properties on this website was last updated as recently as .

Listing Information presented by local MLS brokerage: GoodHome Realty and MLS, Inc., REALTOR® - Quinton Lemond - (248) 928-4992.