96

Days on homefello

1893

Year Built

N/A

Price Per Sqft

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Price vs Median

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Full Home Description

Great investment opportunity in the heart of Mt. Pleasant! This well-located duplex at 628 Oak Street features two (2) bedroom / one (1) bath units, each with its own private entrance. The upper apartment is accessed by an exterior staircase, while the lower unit offers convenient main-level living. Both units are currently rented, providing immediate cash flow for the next owner. Additional perks include a storage garage out back—ideal for tenant storage or owner use. Current rents & lease terms: Lower unit: $695/month — leased through February 2027 Upper unit: $625/month — leased through June 2027 Total monthly income: $1,320 (=$15,840/year gross) Need 24hr notice for showings please. Tenant responsible for Utilities & snow removal of sidewalk & steps. Landlord responsible for lawn care, snow removal of driveway.

Listed by Robin Stressman · PRAEDIUM REALTY ROBIN STRESSMAN & ASSOCIATES · (989) 317-8352

Inside the Home
  • Includes dryer, refrigerator, washer, range, oven

Comfort & Climate
  • Forced Air, Natural Gas

  • Natural Gas Available, Cable Available

Outdoor Features
  • Porch

Parking & Storage
  • Garage included

Property Overview
  • Lot size: 0.1900 acres

  • Built in 1893

  • 2 stories

  • 2 Story architecture

  • Multi-Family

  • Zoning: Residential

  • Annual taxes: $2,644

Utilities
  • Water: Public

  • Sewer: Public Sewer

Construction
  • Wood Siding

Community
  • Subdivision: Smith Add

  • Isabella County

  • Sidewalks

Estimate Your Mortgage Payment
Offer Purchase Price

$

List Price Offer
Down Payment

$

%

No PMI
Loan Type
Loan Term
Zip Code
Interest Rate

%

Default area avg

Property Tax (%)
Home Insurance ($/yr)
HOA ($/mo)

Monthly Mortgage
$860
/mo

Principal & Interest:

$630

Taxes:

$130

Insurance:

$100

HOA Fees:

$0

Loan Types You May Qualify For
FHA Loans
  • 3.5% down payment
  • Lower credit scores

VA Loans (Veterans)
  • $0 down payment
  • No PMI
  • Often lower rates

Conventional Loans
  • Good for great credit
  • May not require PMI
First-Time Buyer Programs
  • Low down payment
  • Reduced rates
Down Payment Assistance
  • Forgivable loans & grants
  • DPA programs

Rating

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Reported Incidents (Last 5 Years)

From: 628 Oak, Mount Pleasant 48858

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IDX provided courtesy of Realcomp II Ltd. via GoodHome Realty and MLS. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

The data relating to real estate properties on this website was last updated as recently as .

Listing Information presented by local MLS brokerage: GoodHome Realty and MLS, Inc., REALTOR® - Quinton Lemond - (248) 928-4992.