19

Days on homefello

1940

Year Built

$465

Price Per Sqft

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Price vs Median

Could you see yourself in this home?

Spacious Deck

Fireplace

Waterfront

Full Home Description

Welcome to your cozy waterfront retreat on Harsens Island’s sought-after “Gold Coast”! This charming cottage offers front-row seats to the endless parade of international freighters and passing boats along the South Channel—an ever-changing view you’ll never tire of. Enjoy peaceful mornings and stunning sunrises, then wind down with beautiful evening skies right from your spacious porch—perfect for dining, relaxing, and soaking in the waterfront lifestyle. This cottage features updates including plumbing and electrical improvements, a new hot water heater (2021), updated outlets, a generator plug, and Wallside windows installed by the seller for added efficiency and comfort. Situated with a canal behind the home and the river out front, this property offers the best of both worlds, complete with steel seawalls on both the river and canal sides. Enjoy easy access to the water along with incredible wildlife, and take advantage of nearby hunting and outdoor recreation opportunities. Being sold furnished, this turnkey getaway includes all porch furniture, living room couch, and bedroom furnishings—just bring your bags and start enjoying island living right away. Whether you’re looking for a weekend escape or a simple waterfront lifestyle, this “Gold Coast” gem delivers charm, views, and an unbeatable location.

Listed by Lucy A Burby · RE/MAX First · (586) 781-2900

Inside the Home
  • 2 bedrooms

  • 1 half bathroom

  • Includes refrigerator, electric water heater

  • 634 sq ft of living space

Comfort & Climate
  • Natural Gas

  • Ceiling Fan(s)

  • Fireplace — living room

  • Water Available

Outdoor Features
  • Deck, Porch

  • Waterfront access

  • View: Water

Property Overview
  • Lot size: 0.3300 acres

  • Built in 1940

  • 1 story

  • Ranch, Cottage architecture

  • Single Family

  • Zoning: Residential

  • Annual taxes: $5,517

Utilities
  • Sewer: Septic Tank

Construction
  • Vinyl Siding

  • Foundation: Pillar/Post/Pier

Community
  • Subdivision: St Clair Flats South Channel

  • St. Clair County

Estimate Your Mortgage Payment
Offer Purchase Price

$

List Price Offer
Down Payment

$

%

No PMI
Loan Type
Loan Term
Zip Code
Interest Rate

%

Default area avg

Property Tax (%)
Home Insurance ($/yr)
HOA ($/mo)

Monthly Mortgage
$1,827
/mo

Principal & Interest:

$1,432

Taxes:

$295

Insurance:

$100

HOA Fees:

$0

Loan Types You May Qualify For
FHA Loans
  • 3.5% down payment
  • Lower credit scores

VA Loans (Veterans)
  • $0 down payment
  • No PMI
  • Often lower rates

Conventional Loans
  • Good for great credit
  • May not require PMI
First-Time Buyer Programs
  • Low down payment
  • Reduced rates
Down Payment Assistance
  • Forgivable loans & grants
  • DPA programs

Rating

School Name

Distance

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Reported Incidents (Last 5 Years)

From: 5222 South Channel Drive, Harsens Island 48028

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IDX provided courtesy of Realcomp II Ltd. via GoodHome Realty and MLS. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

The data relating to real estate properties on this website was last updated as recently as .

Listing Information presented by local MLS brokerage: GoodHome Realty and MLS, Inc., REALTOR® - Quinton Lemond - (248) 928-4992.