150

Days on homefello

1940

Year Built

$144

Price Per Sqft

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Price vs Median

Could you see yourself in this home?

Central Air

Full Home Description

(The barns and garages located at the rear of the property are not included in the sale. They are private property owned by the neighbor) If you've ever dreamed of living on Harsens Island, here is your opportunity! This charming 2-story cottage sits on a generous 0.80-acre lot and offers 1,320 sq ft of comfortable living space, including 4 bedrooms, 2 full bathrooms, and 1 half bathroom. One bedroom and a full bath are conveniently located on the main floor, with the remaining bedrooms upstairs. Enjoy a cozy living room with a fireplace that adds a warm, country feel. Just off the living room is a wonderful 4-season sunroom - perfect for your morning coffee with tranquil views of the wooded setting behind the home. The kitchen features a large bay window, center island, plenty of cabinet space, an electric cooktop/oven combo, refrigerator, dishwasher, and microwave. Heating system in the attic and also a boiler system as a secondary oil heating system if needed. A spacious pantry and a conveniently sized laundry room are tucked just off the kitchen. The primary bedroom offers serene river views, a private half bath, a walk-in closet, and a large additional storage room. The home comes partially furnished, with many charming antiques being sold as-is with the property. Why Choose Island Living on Harsens Island? Harsens Island offers a peaceful, one-of-a-kind lifestyle in the heart of the St. Clair Flats, the largest freshwater delta in the U.S. Enjoy exceptional boating, fishing, kayaking, and wildlife viewing, along with beautiful natural surroundings and a relaxed, small-community feel. It's the perfect blend of outdoor recreation and quiet island living - all just a short ferry ride from the mainland.

Listed by Jimmy Moss · RC Platinum Inc · (248) 379-3275

Inside the Home
  • 4 bedrooms

  • 2 full bathrooms

  • 1 half bathroom

  • Includes dishwasher, dryer, microwave, refrigerator, washer, range, oven, electric water heater

  • 1,320 sq ft of living space

Comfort & Climate
  • Baseboard, Electric, Natural Gas, Wood

  • Ceiling Fan(s), Central Air

  • Fireplace — living room

Property Overview
  • Lot size: 0.8000 acres

  • Built in 1940

  • 2 stories

  • Carriage House architecture

  • Single Family

  • Annual taxes: $1,819

Utilities
  • Water: Public

  • Sewer: Septic Tank

Construction
  • Wood Siding

  • Foundation: Slab

Community
  • Subdivision: HARSEN ISLAND GOVT SURVEY

  • St. Clair County

Estimate Your Mortgage Payment
Offer Purchase Price

$

List Price Offer
Down Payment

$

%

No PMI
Loan Type
Loan Term
Zip Code
Interest Rate

%

Default area avg

Property Tax (%)
Home Insurance ($/yr)
HOA ($/mo)

Monthly Mortgage
$1,212
/mo

Principal & Interest:

$922

Taxes:

$190

Insurance:

$100

HOA Fees:

$0

Loan Types You May Qualify For
FHA Loans
  • 3.5% down payment
  • Lower credit scores

VA Loans (Veterans)
  • $0 down payment
  • No PMI
  • Often lower rates

Conventional Loans
  • Good for great credit
  • May not require PMI
First-Time Buyer Programs
  • Low down payment
  • Reduced rates
Down Payment Assistance
  • Forgivable loans & grants
  • DPA programs

Rating

School Name

Distance

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Reported Incidents (Last 5 Years)

From: 1670 S Channel Drive, Clay 48028

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IDX provided courtesy of Realcomp II Ltd. via GoodHome Realty and MLS. Copyright 2026 Realcomp II Ltd. Shareholders. IDX information is provided exclusively for consumers' personal, noncommercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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The data relating to real estate properties on this website was last updated as recently as .

Listing Information presented by local MLS brokerage: GoodHome Realty and MLS, Inc., REALTOR® - Quinton Lemond - (248) 928-4992.