490 4th Street - homefello

Price Reduced

1 / 35

$55,575

2

Beds

1

Baths

825

Sqft

0.15 ac

Lot

490 4th Street, Benton Harbor, MI 49022

88

Days on homefello

1940

Year Built

$67

Price Per Sqft

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Price vs Median

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Garage

Full Home Description

Discover the potential in this 2-bedroom, 1-bath home with spacious living space, a full basement, and a separate shop building, this property offers great flexibility for DIYers, investors, or first-time buyers looking to add value. The home sits on a residential street just minutes from downtown, Lake Michigan, and major commuter routes.The property features a solid layout ready for your personal touch or updates--ideal for a handyman special, rental investment, or small rehab project. The basement provides storage or workshop potential, while the detached shop adds even more possibilities for projects, hobbies, or equipment.

Listed by Charles Campbell · ListWithFreedom.com · (561) 843-4877

Inside the Home

2 bedrooms
1 full bathroom
Includes gas water heater
825 sq ft of living space

Comfort & Climate

Hot Water

Parking & Storage

1-car detached

Property Overview

Lot size: 0.1500 acres
Built in 1940
2 stories
Single Family Residence
Annual taxes: $1,193

Utilities

Water: Public

Construction

Wood Siding

Community

Berrien County

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Down Payment

No PMI

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Zip Code

Interest Rate

Default area avg

Property Tax (%)

Home Insurance ($/yr)

HOA ($/mo)

Monthly Mortgage

$425

/mo

Principal & Interest:

$270

Taxes:

$56

Insurance:

$100

HOA Fees:

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Loan Types You May Qualify For

FHA Loans

3.5% down payment
Lower credit scores

VA Loans (Veterans)

$0 down payment
No PMI
Often lower rates

Conventional Loans

Good for great credit
May not require PMI

First-Time Buyer Programs

Low down payment
Reduced rates

Down Payment Assistance

Forgivable loans & grants
DPA programs

District: Benton Harbor Area Schools

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