{"id":1987,"date":"2026-05-20T02:00:16","date_gmt":"2026-05-20T02:00:16","guid":{"rendered":"https:\/\/dev.homefello.com\/guides\/?page_id=1987"},"modified":"2026-05-31T14:49:57","modified_gmt":"2026-05-31T14:49:57","slug":"education-center-v3","status":"publish","type":"page","link":"https:\/\/www.homefello.com\/guides\/","title":{"rendered":"Education Center V3"},"content":{"rendered":"\n<div class=\"gb-element-5453985c breadcrumb-bar\">\n<div class=\"gb-element-0f7aec40\">\n<div class=\"gb-element-5453985c\">\n<div class=\"gb-text gb-text-d5cd5cfc\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/www.homefello.com\/\"><svg class=\"MuiSvgIcon-root MuiSvgIcon-fontSizeInherit\" focusable=\"false\" aria-hidden=\"true\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"currentColor\" style=\"margin-right: 4px; vertical-align: middle;\"><path d=\"M10 20v-6h4v6h5v-8h3L12 3 2 12h3v8z\"><\/path><\/svg>Home<\/a><span class=\"separator\"> \u203a <\/span><a href=\"https:\/\/www.homefello.com\/guides\/\">Education Center<\/a><\/p><\/nav><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-c1ac88a8\">\n<div class=\"gb-element-b4e8ab24\">\n<div>\n<p class=\"gb-text gb-text-9226b0f2\"><strong>Learn<\/strong><\/p>\n\n\n\n<h1 class=\"gb-text gb-text-1c0f3a1e\"><strong>Home buying <br>made <span class=\"heading-emphasis-green\">simple.<\/span><\/strong><\/h1>\n\n\n\n<p class=\"gb-text\">Real people. Real advice. 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href=\"https:\/\/www.homefello.com\/guides\/tag\/home-search\/\" class=\"tag-pill-item\">\r\n                    Home Search                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/insurance\/\" class=\"tag-pill-item\">\r\n                    Insurance                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/legal\/\" class=\"tag-pill-item\">\r\n                    Legal                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/mortgage-insurance\/\" class=\"tag-pill-item\">\r\n                    Mortgage Insurance                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/payment\/\" class=\"tag-pill-item\">\r\n                    Payment                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/pmi\/\" class=\"tag-pill-item\">\r\n                    PMI                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/real-estate\/\" class=\"tag-pill-item\">\r\n                    Real Estate                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/resale-value\/\" class=\"tag-pill-item\">\r\n                    Resale Value                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/taxes\/\" class=\"tag-pill-item\">\r\n                    Taxes                <\/a>\r\n                    <\/div>\r\n    <\/div>\r\n    \n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-a6d4cf17\">\n<div class=\"gb-carousel gb-carousel-26ce62a5\" data-slides-per-view=\"1\" data-space-between=\"0px\" data-loop=\"true\" data-autoplay-enabled=\"true\" data-speed=\"800\" data-autoplay-delay=\"6000\" data-pagination-type=\"bullets\" data-carousel-id=\"26ce62a5\">\n<div class=\"gb-carousel-items\">\n<div class=\"gb-carousel-item\">\n<div class=\"gb-element-8857242a\">\n<div class=\"gb-element-cd650c48\">\n<div class=\"gb-element-9e67039b\"><\/div>\n\n\n\n<div class=\"gb-element-b2e22ee7\">\n<p class=\"gb-text\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"clock\" class=\"svg-inline--fa fa-clock \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M256 0a256 256 0 1 1 0 512 256 256 0 1 1 0-512zM232 120l0 136c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2 280 120c0-13.3-10.7-24-24-24s-24 10.7-24 24z\"><\/path><\/svg><\/span> 9-minute read<\/p>\n\n\n\n<h2 class=\"gb-text\">What Credit Score Is Needed to Buy a House?<\/h2>\n\n\n\n<p>While credit score requirements vary by loan type, this guide reveals why you don\u2019t need a perfect score to buy a home and how even modest improvements can unlock better interest rates and lower down payments.<\/p>\n\n\n\n<a class=\"gb-text gb-text-0af8f702 primary-btn\" href=\"https:\/\/www.homefello.com\/guides\/financing\/credit-score-to-buy-a-house\/\">Read More<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-carousel-item\">\n<div class=\"gb-element-a5d68f81\">\n<div class=\"gb-element-23b55d25\">\n<div class=\"gb-element-ae2514e7\"><\/div>\n\n\n\n<div class=\"gb-element-7f564d3a\">\n<p class=\"gb-text\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"clock\" class=\"svg-inline--fa fa-clock \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M256 0a256 256 0 1 1 0 512 256 256 0 1 1 0-512zM232 120l0 136c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2 280 120c0-13.3-10.7-24-24-24s-24 10.7-24 24z\"><\/path><\/svg><\/span> 13-minute read<\/p>\n\n\n\n<h2 class=\"gb-text\">How Much Down Payment Do I Need for a House?<\/h2>\n\n\n\n<p>Whether you\u2019re aiming for the traditional 20% or exploring low-to-zero-down programs like FHA and VA loans, this guide breaks down how your down payment choice impacts your monthly costs and long-term savings.<\/p>\n\n\n\n<a class=\"gb-text gb-text-b30bc940 primary-btn\" href=\"https:\/\/www.homefello.com\/guides\/financing\/how-much-down-payment-do-i-need\/\">Read More<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-carousel-item\">\n<div class=\"gb-element-41128db2\">\n<div class=\"gb-element-15de7065\">\n<div class=\"gb-element-91978a3b\"><\/div>\n\n\n\n<div class=\"gb-element-eb01d881\">\n<p class=\"gb-text\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"clock\" class=\"svg-inline--fa fa-clock \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M256 0a256 256 0 1 1 0 512 256 256 0 1 1 0-512zM232 120l0 136c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2 280 120c0-13.3-10.7-24-24-24s-24 10.7-24 24z\"><\/path><\/svg><\/span> 11-minute read<\/p>\n\n\n\n<h2 class=\"gb-text\">Making an Offer on a House: What to Know Before You Submit<\/h2>\n\n\n\n<p>Making a home offer is a binding legal commitment, not just a price tag; this guide explains how to balance contingencies, earnest money, and local market research to craft a proposal that stands out to sellers without overextending your budget.<\/p>\n\n\n\n<a class=\"gb-text gb-text-003d03a8 primary-btn\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/making-an-offer-on-a-house\/\">Read More<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<nav aria-label=\"Carousel pagination\" role=\"navigation\" class=\"gb-carousel-pagination gb-carousel-pagination-5150b804\" 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20.9s16.8 4.1 24.3-.5l144-88c7.1-4.4 11.5-12.1 11.5-20.5s-4.4-16.1-11.5-20.5l-144-88c-7.4-4.5-16.7-4.7-24.3-.5z\"><\/path><\/svg><\/span> Video Library<\/span>\n<\/div>\n\n\n\n<div tabindex=\"0\" class=\"gb-tabs__menu-item gb-tabs__menu-item-706c19ae\" role=\"tab\" id=\"gb-tab-menu-item-706c19ae\">\n<span class=\"gb-text gb-text-c650aac8\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"newspaper\" class=\"svg-inline--fa fa-newspaper \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--color-status-coming-soon)\"><path fill=\"currentColor\" d=\"M0 416L0 120c0-13.3 10.7-24 24-24s24 10.7 24 24l0 288c0 13.3 10.7 24 24 24s24-10.7 24-24L96 96c0-35.3 28.7-64 64-64l288 0c35.3 0 64 28.7 64 64l0 320c0 35.3-28.7 64-64 64L64 480c-35.3 0-64-28.7-64-64zM160 128l0 64c0 17.7 14.3 32 32 32l64 0c17.7 0 32-14.3 32-32l0-64c0-17.7-14.3-32-32-32l-64 0c-17.7 0-32 14.3-32 32zm24 240c-13.3 0-24 10.7-24 24s10.7 24 24 24l240 0c13.3 0 24-10.7 24-24s-10.7-24-24-24l-240 0zm-24-72c0 13.3 10.7 24 24 24l240 0c13.3 0 24-10.7 24-24s-10.7-24-24-24l-240 0c-13.3 0-24 10.7-24 24zM360 176c-13.3 0-24 10.7-24 24s10.7 24 24 24l64 0c13.3 0 24-10.7 24-24s-10.7-24-24-24l-64 0z\"><\/path><\/svg><\/span> Guides &amp; Tools <\/span>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-tabs__items gb-tabs__items-803445b2\">\n<div class=\"gb-tabs__item gb-tabs__item-0c2b9c54 gb-tabs__item-open\" role=\"tabpanel\" id=\"gb-tab-item-0c2b9c54\">\n<div class=\"gb-element-47563413\">\n<p class=\"gb-text\"><strong>Browse by topic<\/strong><\/p>\n\n\n\n<p class=\"gb-text\"><strong><a href=\"https:\/\/dev.homefello.com\/guides\/tag\/video\/\" data-type=\"post_tag\" data-id=\"41\" target=\"_blank\" rel=\"noopener\">View all videos \u2192<\/a><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"blog-feed\">\n\n\n\n<p class=\"gb-text\">No results found.<\/p>\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-tabs__item gb-tabs__item-abe0bf26\" role=\"tabpanel\" id=\"gb-tab-item-abe0bf26\">\n<div class=\"gb-element-aee08cd9\">\n<p class=\"gb-text\"><strong>Browse by topic<\/strong><\/p>\n\n\n\n<p class=\"gb-text\"><strong><a href=\"https:\/\/dev.homefello.com\/guides\/tag\/article\/\" data-type=\"post_tag\" data-id=\"41\" target=\"_blank\" rel=\"noopener\">View all guides \u2192<\/a><\/strong><\/p>\n<\/div>\n\n\n\n<div class=\"blog-feed\"><div class=\"gb-looper-214ddfbe\">\n<div class=\"gb-loop-item gb-loop-item-04c20a09 post-1984 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-financial-prep tag-first-time-homebuyer\">\n<a class=\"gbp--border-radius gb-element-6a39aece\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/first-time-homebuyer-mistakes\/\">\n<div class=\"gb-element-78551128\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/05\/frustrated-first-time-homebuyer-couple.png)\"><\/div>\n\n\n\n<div class=\"gb-element-5e182cf7\">\n<p class=\"gb-text gb-text-73e3ac36\">6-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-0ca1f02e post-title-link\">14 Mistakes First-Time Homebuyers Make (and How to Avoid Them)<\/span>\n\n\n\n<p class=\"gb-text gb-text-1a83bb66\">Key Takeaways Buying your first home is exciting, but it&#8217;s important to realize that once you dive into the process, the process can\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-d036918a category-label\"><span>Home Buying<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-04c20a09 post-1981 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-real-estate\">\n<a class=\"gbp--border-radius gb-element-6a39aece\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/choosing-a-real-estate-agent\/\">\n<div class=\"gb-element-78551128\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/05\/real-estate-agent-cards-on-a-table.png)\"><\/div>\n\n\n\n<div class=\"gb-element-5e182cf7\">\n<p class=\"gb-text gb-text-73e3ac36\">6-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-0ca1f02e post-title-link\">How to Choose a Real Estate Agent<\/span>\n\n\n\n<p class=\"gb-text gb-text-1a83bb66\">Key Takeaways Most real estate agents can help you buy or sell a home. But not all of them will help you do\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-d036918a category-label\"><span>Home Buying<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-04c20a09 post-1978 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-closing tag-home-maintenance tag-home-search\">\n<a class=\"gbp--border-radius gb-element-6a39aece\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/home-inspection-process\/\">\n<div class=\"gb-element-78551128\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/05\/home-inspector-in-attic.png)\"><\/div>\n\n\n\n<div class=\"gb-element-5e182cf7\">\n<p class=\"gb-text gb-text-73e3ac36\">7-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-0ca1f02e post-title-link\">The Home Inspection Process: What Buyers Should Expect<\/span>\n\n\n\n<p class=\"gb-text gb-text-1a83bb66\">Key Takeaways What Is a Home Inspection? You\u2019ve found the home you love and its seller has accepted your offer. While there\u2019s certainly\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-d036918a category-label\"><span>Home Buying<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-04c20a09 post-1973 post type-post status-publish format-standard has-post-thumbnail hentry category-financing tag-closing tag-financial-prep tag-legal\">\n<a class=\"gbp--border-radius gb-element-6a39aece\" href=\"https:\/\/www.homefello.com\/guides\/financing\/who-pays-closing-costs\/\">\n<div class=\"gb-element-78551128\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/05\/paperwork-at-closing-table.png)\"><\/div>\n\n\n\n<div class=\"gb-element-5e182cf7\">\n<p class=\"gb-text gb-text-73e3ac36\">8-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-0ca1f02e post-title-link\">Who Pays Closing Costs on a House?<\/span>\n\n\n\n<p class=\"gb-text gb-text-1a83bb66\">Key Takeaways What Are Closing Costs? There are a number of associated costs that crop up when you\u2019re buying or selling a home,\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-d036918a category-label\"><span>Financing<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-c798b840\">\n<div class=\"gb-element-74080289\">\n<div class=\"gb-element-fe55365f\">\n<p class=\"gb-text gb-text-6bcf0be5\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"comment-dots\" class=\"svg-inline--fa fa-comment-dots \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" style=\"font-size:2.5em\" color=\"var(--color-success)\"><path fill=\"currentColor\" d=\"M256 480c141.4 0 256-107.5 256-240S397.4 0 256 0 0 107.5 0 240c0 54.3 19.2 104.3 51.6 144.5L2.8 476.8c-4.8 9-3.3 20 3.6 27.5s17.8 9.8 27.1 5.8l118.4-50.7C183.7 472.6 218.9 480 256 480zM128 208a32 32 0 1 1 0 64 32 32 0 1 1 0-64zm128 0a32 32 0 1 1 0 64 32 32 0 1 1 0-64zm96 32a32 32 0 1 1 64 0 32 32 0 1 1 -64 0z\"><\/path><\/svg><\/span><\/p>\n\n\n\n<div class=\"gb-element-44da2f26\">\n<p class=\"gb-text gb-text-eff5a36a\"><strong>Still have questions? We&#8217;re here to help.<\/strong><\/p>\n\n\n\n<p class=\"gb-text gb-text-67eb6181\">Connect with a home buying expert who can guide you every step of the way.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div>\n<a class=\"gb-text gb-text-07da3bd1 primary-btn white-txt dark-outline-btn\" href=\"https:\/\/www.homefello.com\/contact\/\">Talk to an Expert<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-f7e7b987\">\n<div>\n<h2 class=\"gb-text gb-text-1bdf6115\">Financing Your Home<\/h2>\n\n\n\n<p class=\"gb-text gb-text-3a46d62c\"><em><strong>Education Center Guides<\/strong><\/em><\/p>\n\n\n\n<div class=\"gb-element-8fe102a7\">\n<div class=\"gb-element-deff0b68 sticky-container\">\n<h3 class=\"gb-text gb-text-e16a7620\">Key Financing Topics<\/h3>\n\n\n\n<div class=\"gb-element-6f308c3b\">\n<div>\n<p class=\"gb-text gb-text-71ccec04\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-1c243f76\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/down-payment\/\" data-type=\"post_tag\" data-id=\"16\">Down Payment<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-6dcf94de\">\n<div>\n<p class=\"gb-text gb-text-79e351b0\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-0a09958e\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/credit\/\" data-type=\"post_tag\" data-id=\"15\">Credit<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-669518f1\">\n<div>\n<p class=\"gb-text gb-text-7203be16\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-d6fef32d\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/refinancing\/\" data-type=\"post_tag\" data-id=\"27\">Refinancing<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-d963126e\">\n<div>\n<p class=\"gb-text gb-text-1c43ae63\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-921d3e94\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/mortgage-rates\/\" data-type=\"post_tag\" data-id=\"28\">Mortgage Rates<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-3700f77b\">\n<div>\n<p class=\"gb-text gb-text-8d0f83c0\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-6dd547c0\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/escrow\/\" data-type=\"post_tag\" data-id=\"29\">Escrow<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div>\n<div class=\"blog-feed\"><div class=\"gb-looper-b04d0afc\">\n<div class=\"gb-loop-item gb-loop-item-317748a1 post-1973 post type-post status-publish format-standard has-post-thumbnail hentry category-financing tag-closing tag-financial-prep tag-legal\">\n<a class=\"gbp--border-radius gb-element-08b86a50\" href=\"https:\/\/www.homefello.com\/guides\/financing\/who-pays-closing-costs\/\">\n<div class=\"gb-element-f43031af\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/05\/paperwork-at-closing-table.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7c1e2417\">\n<p class=\"gb-text gb-text-01c708f0\">8-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-4d87a30a post-title-link\">Who Pays Closing Costs on a House?<\/span>\n\n\n\n<p class=\"gb-text gb-text-e6621242\">Key Takeaways What Are Closing Costs? There are a number of associated costs that crop up when you\u2019re buying or selling a home,\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-20f56dc4 category-label\"><span>Financing<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-317748a1 post-1508 post type-post status-publish format-standard has-post-thumbnail hentry category-financing tag-fees tag-insurance tag-mortgage-insurance tag-pmi\">\n<a class=\"gbp--border-radius gb-element-08b86a50\" href=\"https:\/\/www.homefello.com\/guides\/financing\/private-mortgage-insurance\/\">\n<div class=\"gb-element-f43031af\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/avoiding-pmi.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7c1e2417\">\n<p class=\"gb-text gb-text-01c708f0\">10-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-4d87a30a post-title-link\">What Is Private Mortgage Insurance (PMI) and How to Avoid It<\/span>\n\n\n\n<p class=\"gb-text gb-text-e6621242\">Key Takeaways What Is Private Mortgage Insurance (PMI)? Private mortgage insurance, often called PMI, is an additional cost required on many conventional home\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-20f56dc4 category-label\"><span>Financing<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-317748a1 post-1502 post type-post status-publish format-standard has-post-thumbnail hentry category-financing tag-credit tag-financial-prep\">\n<a class=\"gbp--border-radius gb-element-08b86a50\" href=\"https:\/\/www.homefello.com\/guides\/financing\/debt-to-income-ratio\/\">\n<div class=\"gb-element-f43031af\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/debt-to-income-ratio-dti.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7c1e2417\">\n<p class=\"gb-text gb-text-01c708f0\">8-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-4d87a30a post-title-link\">What Is Debt-to-Income Ratio (DTI) and Why It Matters for Homebuyers<\/span>\n\n\n\n<p class=\"gb-text gb-text-e6621242\">One of the most important factors lenders use to decide whether you qualify for a mortgage is your debt-to-income ratio, often referred to\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-20f56dc4 category-label\"><span>Financing<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-317748a1 post-1346 post type-post status-publish format-standard has-post-thumbnail hentry category-financing tag-down-payment\">\n<a class=\"gbp--border-radius gb-element-08b86a50\" href=\"https:\/\/www.homefello.com\/guides\/financing\/how-much-down-payment-do-i-need\/\">\n<div class=\"gb-element-f43031af\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/down-payment-for-a-house.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7c1e2417\">\n<p class=\"gb-text gb-text-01c708f0\">13-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-4d87a30a post-title-link\">How Much Down Payment Do I Need for a House?<\/span>\n\n\n\n<p class=\"gb-text gb-text-e6621242\">One of the first questions most homebuyers ask is how much money they need upfront to buy a house before they start touring\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-20f56dc4 category-label\"><span>Financing<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-e28e5062\"><a href=\"https:\/\/www.homefello.com\/guides\/financing\/\" data-type=\"category\" data-id=\"11\"><strong>See all financing guides <\/strong><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-7155e50e\">\n<div class=\"gb-element-0253e915\">\n<div>\n<h2 class=\"gb-text gb-text-a9b424b2\">Buying a Home<\/h2>\n\n\n\n<p class=\"gb-text gb-text-2efb029e\"><em><strong>Education Center Guides<\/strong><\/em><\/p>\n\n\n\n<div class=\"gb-element-6f2551ba\">\n<div class=\"gb-element-8746d4fb sticky-container\">\n<h3 class=\"gb-text gb-text-d39bf864\">Key Homebuying Topics<\/h3>\n\n\n\n<div class=\"gb-element-38dd1580\">\n<div>\n<p class=\"gb-text gb-text-c8caa859\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-b95192d0\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/home-search\/\" data-type=\"post_tag\" data-id=\"30\">Home Search<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-ed66f171\">\n<div>\n<p class=\"gb-text gb-text-81d4272d\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-678b4a0c\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/real-estate\/\" data-type=\"post_tag\" data-id=\"31\">Real Estate<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-c07b71e6\">\n<div>\n<p class=\"gb-text gb-text-79fbf95d\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-7cd3a58d\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/programs\/\" data-type=\"post_tag\" data-id=\"32\">Assistance Programs<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-250e2271\">\n<div>\n<p class=\"gb-text gb-text-c6168fea\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-93f86034\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/location\/\" data-type=\"post_tag\" data-id=\"33\">Location<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-d8b4b6cf\">\n<div>\n<p class=\"gb-text gb-text-ee725158\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-36c14eb6\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/financial-prep\/\" data-type=\"post_tag\" data-id=\"34\">Financial Prep<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-feebfa01\">\n<div>\n<p class=\"gb-text gb-text-6a346724\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-f0c825f7\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/closing\/\" data-type=\"post_tag\" data-id=\"18\">Closing<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-bb3e0b0c\">\n<div>\n<p class=\"gb-text gb-text-25660e57\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-35dcc85b\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/first-time-homebuyer\/\" data-type=\"post_tag\" data-id=\"35\">First Time Homebuyer<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div>\n<div class=\"blog-feed\"><div class=\"gb-looper-aad5ca9b\">\n<div class=\"gb-loop-item gb-loop-item-92e5fdf7 post-1984 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-financial-prep tag-first-time-homebuyer\">\n<a class=\"gbp--border-radius gb-element-8f34ef88\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/first-time-homebuyer-mistakes\/\">\n<div class=\"gb-element-e6dd4d22\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/05\/frustrated-first-time-homebuyer-couple.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7211fd7b\">\n<p class=\"gb-text gb-text-4dd0ccaf\">6-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-2c2b59f1 post-title-link\">14 Mistakes First-Time Homebuyers Make (and How to Avoid Them)<\/span>\n\n\n\n<p class=\"gb-text gb-text-4e315f23\">Key Takeaways Buying your first home is exciting, but it&#8217;s important to realize that once you dive into the process, the process can\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-976db188 category-label\"><span>Home Buying<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-92e5fdf7 post-1981 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-real-estate\">\n<a class=\"gbp--border-radius gb-element-8f34ef88\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/choosing-a-real-estate-agent\/\">\n<div class=\"gb-element-e6dd4d22\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/05\/real-estate-agent-cards-on-a-table.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7211fd7b\">\n<p class=\"gb-text gb-text-4dd0ccaf\">6-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-2c2b59f1 post-title-link\">How to Choose a Real Estate Agent<\/span>\n\n\n\n<p class=\"gb-text gb-text-4e315f23\">Key Takeaways Most real estate agents can help you buy or sell a home. But not all of them will help you do\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-976db188 category-label\"><span>Home Buying<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-92e5fdf7 post-1978 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-closing tag-home-maintenance tag-home-search\">\n<a class=\"gbp--border-radius gb-element-8f34ef88\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/home-inspection-process\/\">\n<div class=\"gb-element-e6dd4d22\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/05\/home-inspector-in-attic.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7211fd7b\">\n<p class=\"gb-text gb-text-4dd0ccaf\">7-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-2c2b59f1 post-title-link\">The Home Inspection Process: What Buyers Should Expect<\/span>\n\n\n\n<p class=\"gb-text gb-text-4e315f23\">Key Takeaways What Is a Home Inspection? You\u2019ve found the home you love and its seller has accepted your offer. While there\u2019s certainly\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-976db188 category-label\"><span>Home Buying<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-92e5fdf7 post-1965 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-financial-prep tag-legal\">\n<a class=\"gbp--border-radius gb-element-8f34ef88\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/earnest-money-deposit\/\">\n<div class=\"gb-element-e6dd4d22\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/04\/earnest-money-deposit-next-to-model-home.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7211fd7b\">\n<p class=\"gb-text gb-text-4dd0ccaf\">5-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-2c2b59f1 post-title-link\">What Is an Earnest Money Deposit?<\/span>\n\n\n\n<p class=\"gb-text gb-text-4e315f23\">Key Takeaways How Does an Earnest Money Deposit Work? When you\u2019re in the thick of the home buying process, it\u2019s easy to forget\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-976db188 category-label\"><span>Home Buying<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-40a43f51\"><a href=\"https:\/\/www.homefello.com\/guides\/home-buying\/\" data-type=\"category\" data-id=\"12\"><strong>See all home buying guides <\/strong><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-8dd02eb4\">\n<div>\n<h2 class=\"gb-text gb-text-9757095e\">Selling Your Home<\/h2>\n\n\n\n<p class=\"gb-text gb-text-37e7ba01\"><em><strong>Education Center Guides<\/strong><\/em><\/p>\n\n\n\n<div class=\"gb-element-806fe88a\">\n<div class=\"gb-element-89ebfe25 sticky-container\">\n<h3 class=\"gb-text gb-text-cdcae743\">Key Home Selling Topics<\/h3>\n\n\n\n<div class=\"gb-element-95d5bb41\">\n<div>\n<p class=\"gb-text gb-text-7987be62\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-543e2480\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/resale-value\/\" data-type=\"post_tag\" data-id=\"36\">Resale Value<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-02217d3d\">\n<div>\n<p class=\"gb-text gb-text-7d9666a8\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-7254f128\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/real-estate\/\" data-type=\"post_tag\" data-id=\"31\">Real Estate<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-f6a4e821\">\n<div>\n<p class=\"gb-text gb-text-483dc039\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-b7fdd4db\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/equity\/\" data-type=\"post_tag\" data-id=\"37\">Equity<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-cf5fda7f\">\n<div>\n<p class=\"gb-text gb-text-f07d6812\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-fb2a766d\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/rental\/\" data-type=\"post_tag\" data-id=\"38\">Rental<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div>\n<div class=\"blog-feed\"><div class=\"gb-looper-f0393b22\">\n<div class=\"gb-loop-item gb-loop-item-1ce78b01 post-1556 post type-post status-publish format-standard has-post-thumbnail hentry category-home-selling tag-equity tag-resale-value\">\n<a class=\"gbp--border-radius gb-element-080af5f6\" href=\"https:\/\/www.homefello.com\/guides\/home-selling\/how-home-value-is-determined\/\">\n<div class=\"gb-element-493e1b7d\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/how-is-home-value-determined.png)\"><\/div>\n\n\n\n<div class=\"gb-element-9e8cf9c6\">\n<p class=\"gb-text gb-text-3a811cb4\">7-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-511a3e74 post-title-link\">How Is Home Value Determined?<\/span>\n\n\n\n<p class=\"gb-text gb-text-d85dc891\">Determining the value of a home is an important step for Michigan homeowners planning on selling. It&#8217;s a key part of the planning\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-657082d4 category-label\"><span>Home Selling<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-e73817ce\"><a href=\"https:\/\/www.homefello.com\/guides\/home-selling\/\" data-type=\"category\" data-id=\"13\"><strong>See all home selling guides <\/strong><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-abafb61a\">\n<div class=\"gb-element-74f8fdf3\">\n<div>\n<h2 class=\"gb-text gb-text-a821dc0a\">Owning &amp; Maintaining a Home<\/h2>\n\n\n\n<p class=\"gb-text gb-text-bfedefcc\"><em><strong>Education Center Guides<\/strong><\/em><\/p>\n\n\n\n<div class=\"gb-element-206cb6ee\">\n<div class=\"gb-element-6a5f9112 sticky-container\">\n<h3 class=\"gb-text gb-text-b0c460c8\">Key Homeownership Topics<\/h3>\n\n\n\n<div class=\"gb-element-1a95f60a\">\n<div>\n<p class=\"gb-text gb-text-5a5dea64\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-c05b7137\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/taxes\/\" data-type=\"post_tag\" data-id=\"20\">Taxes<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-b42a9198\">\n<div>\n<p class=\"gb-text gb-text-91688f04\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-e8e18c1b\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/insurance\/\" data-type=\"post_tag\" data-id=\"23\">Insurance<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-5b51683c\">\n<div>\n<p class=\"gb-text gb-text-dd34c70e\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-2835af1c\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/legal\/\" data-type=\"post_tag\" data-id=\"17\">Legal<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-07845e1d\">\n<div>\n<p class=\"gb-text gb-text-68dd9755\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-3a89cc5d\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/equity\/\" data-type=\"post_tag\" data-id=\"37\">Equity<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-e54f7824\">\n<div>\n<p class=\"gb-text gb-text-1be9e2bf\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-e078b064\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/home-maintenance\/\" data-type=\"post_tag\" data-id=\"39\">Home Maintenance<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div>\n<div class=\"blog-feed\"><div class=\"gb-looper-768021d7\">\n<div class=\"gb-loop-item gb-loop-item-8e9616ad post-1955 post type-post status-publish format-standard has-post-thumbnail hentry category-homeownership tag-home-maintenance\">\n<a class=\"gbp--border-radius gb-element-50abdb56\" href=\"https:\/\/www.homefello.com\/guides\/homeownership\/hoa-homeowners-association\/\">\n<div class=\"gb-element-24a08e2e\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/04\/hoa-neighborhood-sign.png)\"><\/div>\n\n\n\n<div class=\"gb-element-24484446\">\n<p class=\"gb-text gb-text-ab196a8e\">8-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-304f0d17 post-title-link\">What Is a Homeowners Association (HOA)?<\/span>\n\n\n\n<p class=\"gb-text gb-text-6898b93f\">Key Takeaways What Is a Homeowners Association? A homeowners association (HOA) is an organization that manages shared spaces, enforces community rules and collects\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-2aaaa207 category-label\"><span>Homeownership<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8e9616ad post-1903 post type-post status-publish format-standard has-post-thumbnail hentry category-homeownership tag-equity\">\n<a class=\"gbp--border-radius gb-element-50abdb56\" href=\"https:\/\/www.homefello.com\/guides\/homeownership\/home-equity\/\">\n<div class=\"gb-element-24a08e2e\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/03\/home-equity-couple-in-front-of-home.png)\"><\/div>\n\n\n\n<div class=\"gb-element-24484446\">\n<p class=\"gb-text gb-text-ab196a8e\">8-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-304f0d17 post-title-link\">What Is Home Equity and How Does It Work?<\/span>\n\n\n\n<p class=\"gb-text gb-text-6898b93f\">What Is Home Equity? Key Takeaways What Is Home Equity? Home equity is the difference between your home&#8217;s current market value and the\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-2aaaa207 category-label\"><span>Homeownership<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8e9616ad post-1557 post type-post status-publish format-standard has-post-thumbnail hentry category-homeownership tag-closing tag-payment tag-taxes\">\n<a class=\"gbp--border-radius gb-element-50abdb56\" href=\"https:\/\/www.homefello.com\/guides\/homeownership\/property-taxes\/\">\n<div class=\"gb-element-24a08e2e\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/property-taxes-mail.png)\"><\/div>\n\n\n\n<div class=\"gb-element-24484446\">\n<p class=\"gb-text gb-text-ab196a8e\">12-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-304f0d17 post-title-link\">Property Taxes for Homeowners<\/span>\n\n\n\n<p class=\"gb-text gb-text-6898b93f\">Property taxes are the silent partner in your mortgage payment. While your loan interest rate might be fixed, your tax bill is dynamic.\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-2aaaa207 category-label\"><span>Homeownership<\/span><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-fa6505fe\"><a href=\"https:\/\/www.homefello.com\/guides\/homeownership\/\" data-type=\"category\" data-id=\"14\"><strong>See all homeownership guides <\/strong><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Home \u203a Education Center Learn Home buying made simple. Real people. Real advice. Videos and guides to help you buy with confidence. Popular topics Still have questions? We&#8217;re here to help. Connect with a home buying expert who can guide you every step of the way. Talk to an Expert Financing Your Home Education Center &#8230; <a title=\"Education Center V3\" class=\"read-more\" href=\"https:\/\/www.homefello.com\/guides\/\" aria-label=\"Read more about Education Center V3\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1987","page","type-page","status-publish"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/pages\/1987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/comments?post=1987"}],"version-history":[{"count":58,"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/pages\/1987\/revisions"}],"predecessor-version":[{"id":2299,"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/pages\/1987\/revisions\/2299"}],"wp:attachment":[{"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/media?parent=1987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}