{"id":1653,"date":"2026-02-20T03:07:22","date_gmt":"2026-02-20T03:07:22","guid":{"rendered":"https:\/\/dev.homefello.com\/guides\/?page_id=1653"},"modified":"2026-03-09T23:09:10","modified_gmt":"2026-03-09T23:09:10","slug":"education-center-v2-2","status":"publish","type":"page","link":"https:\/\/www.homefello.com\/guides\/","title":{"rendered":"Education Center V2"},"content":{"rendered":"\n<div class=\"gb-element-5453985c\">\n<div class=\"gb-element-5453985c\">\n<div class=\"gb-text gb-text-d5cd5cfc\"><nav aria-label=\"breadcrumbs\" class=\"rank-math-breadcrumb\"><p><a href=\"https:\/\/www.homefello.com\/\"><svg class=\"MuiSvgIcon-root MuiSvgIcon-fontSizeInherit\" focusable=\"false\" aria-hidden=\"true\" viewBox=\"0 0 24 24\" width=\"20\" height=\"20\" fill=\"currentColor\" style=\"margin-right: 4px; vertical-align: middle;\"><path d=\"M10 20v-6h4v6h5v-8h3L12 3 2 12h3v8z\"><\/path><\/svg>Home<\/a><span class=\"separator\"> \/ <\/span><a href=\"https:\/\/www.homefello.com\/guides\/\">Education Center<\/a><\/p><\/nav><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-7d0a815f\">\n<h1 class=\"gb-text gb-text-1c0f3a1e\">homefello Education Center<\/h1>\n\n\n\n<div class=\"gb-carousel gb-carousel-26ce62a5\" data-slides-per-view=\"1\" data-space-between=\"0px\" data-loop=\"true\" data-autoplay-enabled=\"true\" data-speed=\"800\" data-autoplay-delay=\"6000\" data-carousel-id=\"26ce62a5\">\n<div class=\"gb-carousel-items\">\n<div class=\"gb-carousel-item\">\n<div class=\"gb-element-8857242a\">\n<div class=\"gb-element-cd650c48\">\n<div>\n<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" class=\"gb-media-99bb2355\" alt=\"\" title=\"credit-score-for-a-mortgage\" src=\"https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/credit-score-for-a-mortgage.png\"\/>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"clock\" class=\"svg-inline--fa fa-clock \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M256 0a256 256 0 1 1 0 512 256 256 0 1 1 0-512zM232 120l0 136c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2 280 120c0-13.3-10.7-24-24-24s-24 10.7-24 24z\"><\/path><\/svg><\/span> 9-minute read<\/p>\n\n\n\n<h2 class=\"gb-text gb-text-217e8ea0\">What Credit Score Is Needed to Buy a House?<\/h2>\n\n\n\n<p>While credit score requirements vary by loan type, this guide reveals why you don\u2019t need a perfect score to buy a home and how even modest improvements can unlock better interest rates and lower down payments.<\/p>\n\n\n\n<a class=\"gb-text gb-text-467f905c primary-btn\" href=\"https:\/\/www.homefello.com\/guides\/financing\/credit-score-to-buy-a-house\/\">Read More<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-carousel-item\">\n<div class=\"gb-element-a5d68f81\">\n<div class=\"gb-element-23b55d25\">\n<div>\n<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" class=\"gb-media-fa4fb29a\" alt=\"\" title=\"down-payment-for-a-house\" src=\"https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/down-payment-for-a-house.png\"\/>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"clock\" class=\"svg-inline--fa fa-clock \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M256 0a256 256 0 1 1 0 512 256 256 0 1 1 0-512zM232 120l0 136c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2 280 120c0-13.3-10.7-24-24-24s-24 10.7-24 24z\"><\/path><\/svg><\/span> 13-minute read<\/p>\n\n\n\n<h2 class=\"gb-text gb-text-e51a0343\">How Much Down Payment Do I Need for a House?<\/h2>\n\n\n\n<p>Whether you\u2019re aiming for the traditional 20% or exploring low-to-zero-down programs like FHA and VA loans, this guide breaks down how your down payment choice impacts your monthly costs and long-term savings.<\/p>\n\n\n\n<a class=\"gb-text gb-text-b30bc940 primary-btn\" href=\"https:\/\/www.homefello.com\/guides\/financing\/how-much-down-payment-do-i-need\/\">Read More<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-carousel-item\">\n<div class=\"gb-element-41128db2\">\n<div class=\"gb-element-15de7065\">\n<div>\n<img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" class=\"gb-media-238ead07\" alt=\"\" title=\"making-an-offer-on-a-house\" src=\"https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/making-an-offer-on-a-house.png\"\/>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"clock\" class=\"svg-inline--fa fa-clock \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M256 0a256 256 0 1 1 0 512 256 256 0 1 1 0-512zM232 120l0 136c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2 280 120c0-13.3-10.7-24-24-24s-24 10.7-24 24z\"><\/path><\/svg><\/span> 11-minute read<\/p>\n\n\n\n<h2 class=\"gb-text gb-text-896d6b3c\">Making an Offer on a House: What to Know Before You Submit<\/h2>\n\n\n\n<p>Making a home offer is a binding legal commitment, not just a price tag; this guide explains how to balance contingencies, earnest money, and local market research to craft a proposal that stands out to sellers without overextending your budget.<\/p>\n\n\n\n<a class=\"gb-text gb-text-003d03a8 primary-btn\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/making-an-offer-on-a-house\/\">Read More<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-17715d63\">\n<button aria-label=\"Previous slide\" class=\"gb-carousel-control gb-carousel-control-f72cd765 gb-carousel-control--previous\" data-carousel-control=\"prev\"><span class=\"gb-carousel-control-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 256\" fill=\"currentColor\"><path d=\"M165.66,202.34a8,8,0,0,1-11.32,11.32l-80-80a8,8,0,0,1,0-11.32l80-80a8,8,0,0,1,11.32,11.32L91.31,128Z\"><\/path><\/svg><\/span><\/button>\n<\/div>\n\n\n\n<div class=\"gb-element-b4893298\">\n<button aria-label=\"Next slide\" class=\"gb-carousel-control gb-carousel-control-564bc0ce gb-carousel-control--next\" data-carousel-control=\"next\"><span class=\"gb-carousel-control-icon\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 256 256\" fill=\"currentColor\"><path d=\"M181.66,133.66l-80,80a8,8,0,0,1-11.32-11.32L164.69,128,90.34,53.66a8,8,0,0,1,11.32-11.32l80,80A8,8,0,0,1,181.66,133.66Z\"><\/path><\/svg><\/span><\/button>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-01bf23fd\">\n<div class=\"gb-element-8a7041a0\">\n<h2 class=\"gb-text gb-text-34544f3a\">Where are you in your homebuying journey?<\/h2>\n\n\n\n<div>    <div class=\"tag-filter-wrapper\">\r\n        <input type=\"text\" id=\"tagSearchInput\" placeholder=\"Filter tags...\" aria-label=\"Filter tags\" style=\"display:none;\">\r\n        \r\n        <div id=\"dynamicTagList\" class=\"tag-pills-container\">\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/closing\/\" class=\"tag-pill-item\">\r\n                    Closing                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/closing-costs\/\" class=\"tag-pill-item\">\r\n                    Closing Costs                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/credit\/\" class=\"tag-pill-item\">\r\n                    Credit                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/down-payment\/\" class=\"tag-pill-item\">\r\n                    Down Payment                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/fees\/\" class=\"tag-pill-item\">\r\n                    Fees                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/home-maintenance\/\" class=\"tag-pill-item\">\r\n                    Home Maintenance                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/home-search\/\" class=\"tag-pill-item\">\r\n                    Home Search                <\/a>\r\n                            <a href=\"https:\/\/www.homefello.com\/guides\/tag\/insurance\/\" class=\"tag-pill-item\">\r\n         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href=\"https:\/\/www.homefello.com\/guides\/tag\/taxes\/\" class=\"tag-pill-item\">\r\n                    Taxes                <\/a>\r\n                    <\/div>\r\n    <\/div>\r\n    \n<\/div>\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-d96768d0\">Looking for something specific?<\/p>\n\n\n\n<div class=\"gb-element-66c041f6\"><script>\nvar gform;gform||(document.addEventListener(\"gform_main_scripts_loaded\",function(){gform.scriptsLoaded=!0}),document.addEventListener(\"gform\/theme\/scripts_loaded\",function(){gform.themeScriptsLoaded=!0}),window.addEventListener(\"DOMContentLoaded\",function(){gform.domLoaded=!0}),gform={domLoaded:!1,scriptsLoaded:!1,themeScriptsLoaded:!1,isFormEditor:()=>\"function\"==typeof InitializeEditor,callIfLoaded:function(o){return!(!gform.domLoaded||!gform.scriptsLoaded||!gform.themeScriptsLoaded&&!gform.isFormEditor()||(gform.isFormEditor()&&console.warn(\"The use of gform.initializeOnLoaded() is deprecated in the form editor context and will be removed 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0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-1c243f76\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/down-payment\/\" data-type=\"post_tag\" data-id=\"16\">Down Payment<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-6dcf94de\">\n<div>\n<p class=\"gb-text gb-text-79e351b0\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-0a09958e\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/credit\/\" data-type=\"post_tag\" data-id=\"15\">Credit<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-669518f1\">\n<div>\n<p class=\"gb-text gb-text-7203be16\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-d6fef32d\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/refinancing\/\" data-type=\"post_tag\" data-id=\"27\">Refinancing<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-d963126e\">\n<div>\n<p class=\"gb-text gb-text-1c43ae63\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-921d3e94\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/mortgage-rates\/\" data-type=\"post_tag\" data-id=\"28\">Mortgage Rates<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-3700f77b\">\n<div>\n<p class=\"gb-text gb-text-8d0f83c0\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-6dd547c0\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/escrow\/\" data-type=\"post_tag\" data-id=\"29\">Escrow<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div>\n<div class=\"blog-feed\"><div class=\"gb-looper-b04d0afc\">\n<div class=\"gb-loop-item gb-loop-item-317748a1 post-1508 post type-post status-publish format-standard has-post-thumbnail hentry category-financing tag-closing-costs tag-fees tag-insurance tag-mortgage-insurance tag-pmi\">\n<a class=\"gbp--border-radius gb-element-08b86a50\" href=\"https:\/\/www.homefello.com\/guides\/financing\/private-mortgage-insurance\/\">\n<div class=\"gb-element-f43031af\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/avoiding-pmi.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7c1e2417\">\n<p class=\"gb-text gb-text-01c708f0\">10-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-4d87a30a post-title-link\">What Is Private Mortgage Insurance (PMI) and How to Avoid It<\/span>\n\n\n\n<p class=\"gb-text gb-text-e6621242\">Key Takeaways What Is Private Mortgage Insurance (PMI)? Private mortgage insurance, often called PMI, is an additional cost required on many conventional home\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-577d40f5\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-317748a1 post-1502 post type-post status-publish format-standard has-post-thumbnail hentry category-financing\">\n<a class=\"gbp--border-radius gb-element-08b86a50\" href=\"https:\/\/www.homefello.com\/guides\/financing\/debt-to-income-ratio\/\">\n<div class=\"gb-element-f43031af\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/debt-to-income-ratio-dti.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7c1e2417\">\n<p class=\"gb-text gb-text-01c708f0\">8-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-4d87a30a post-title-link\">What Is Debt-to-Income Ratio (DTI) and Why It Matters for Homebuyers<\/span>\n\n\n\n<p class=\"gb-text gb-text-e6621242\">One of the most important factors lenders use to decide whether you qualify for a mortgage is your debt-to-income ratio, often referred to\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-577d40f5\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-317748a1 post-1346 post type-post status-publish format-standard has-post-thumbnail hentry category-financing tag-down-payment\">\n<a class=\"gbp--border-radius gb-element-08b86a50\" href=\"https:\/\/www.homefello.com\/guides\/financing\/how-much-down-payment-do-i-need\/\">\n<div class=\"gb-element-f43031af\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/down-payment-for-a-house.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7c1e2417\">\n<p class=\"gb-text gb-text-01c708f0\">13-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-4d87a30a post-title-link\">How Much Down Payment Do I Need for a House?<\/span>\n\n\n\n<p class=\"gb-text gb-text-e6621242\">One of the first questions most homebuyers ask is how much money they need upfront to buy a house before they start touring\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-577d40f5\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-317748a1 post-1344 post type-post status-publish format-standard has-post-thumbnail hentry category-financing tag-credit\">\n<a class=\"gbp--border-radius gb-element-08b86a50\" href=\"https:\/\/www.homefello.com\/guides\/financing\/credit-score-to-buy-a-house\/\">\n<div class=\"gb-element-f43031af\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/credit-score-for-a-mortgage.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7c1e2417\">\n<p class=\"gb-text gb-text-01c708f0\">9-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-4d87a30a post-title-link\">What Credit Score Is Needed to Buy a House?<\/span>\n\n\n\n<p class=\"gb-text gb-text-e6621242\">One of the most common questions prospective homebuyers ask is what credit score is needed to buy a house. While credit score requirements\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-577d40f5\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-e28e5062\"><a href=\"https:\/\/www.homefello.com\/guides\/financing\/\" data-type=\"category\" data-id=\"11\"><strong>See all financing guides <\/strong><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-7155e50e\">\n<div class=\"gb-element-0253e915\">\n<div>\n<h2 class=\"gb-text gb-text-a9b424b2\">Buying a Home<\/h2>\n\n\n\n<p class=\"gb-text gb-text-2efb029e\"><em><strong>Education Center Guides<\/strong><\/em><\/p>\n\n\n\n<div class=\"gb-element-6f2551ba\">\n<div class=\"gb-element-8746d4fb sticky-container\">\n<h3 class=\"gb-text gb-text-d39bf864\">Key Homebuying Topics<\/h3>\n\n\n\n<div class=\"gb-element-38dd1580\">\n<div>\n<p class=\"gb-text gb-text-c8caa859\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-b95192d0\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/home-search\/\" data-type=\"post_tag\" data-id=\"30\">Home Search<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-ed66f171\">\n<div>\n<p class=\"gb-text gb-text-81d4272d\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-678b4a0c\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/real-estate\/\" data-type=\"post_tag\" data-id=\"31\">Real Estate<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-c07b71e6\">\n<div>\n<p class=\"gb-text gb-text-79fbf95d\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-7cd3a58d\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/programs\/\" data-type=\"post_tag\" data-id=\"32\">Assistance Programs<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-250e2271\">\n<div>\n<p class=\"gb-text gb-text-c6168fea\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-93f86034\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/location\/\" data-type=\"post_tag\" data-id=\"33\">Location<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-d8b4b6cf\">\n<div>\n<p class=\"gb-text gb-text-ee725158\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-36c14eb6\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/financial-prep\/\" data-type=\"post_tag\" data-id=\"34\">Financial Prep<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-feebfa01\">\n<div>\n<p class=\"gb-text gb-text-6a346724\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-f0c825f7\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/closing\/\" data-type=\"post_tag\" data-id=\"18\">Closing<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-bb3e0b0c\">\n<div>\n<p class=\"gb-text gb-text-25660e57\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-35dcc85b\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/first-time-homebuyer\/\" data-type=\"post_tag\" data-id=\"35\">First Time Homebuyer<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div>\n<div class=\"blog-feed\"><div class=\"gb-looper-aad5ca9b\">\n<div class=\"gb-loop-item gb-loop-item-92e5fdf7 post-1965 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying\">\n<a class=\"gbp--border-radius gb-element-8f34ef88\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/earnest-money-deposit\/\">\n<div class=\"gb-element-e6dd4d22\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/04\/earnest-money-deposit-next-to-model-home.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7211fd7b\">\n<p class=\"gb-text gb-text-4dd0ccaf\">5-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-2c2b59f1 post-title-link\">What Is an Earnest Money Deposit?<\/span>\n\n\n\n<p class=\"gb-text gb-text-4e315f23\">Key Takeaways How Does an Earnest Money Deposit Work? When you\u2019re in the thick of the home buying process, it\u2019s easy to forget\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-b2441b9b\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-92e5fdf7 post-1967 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying\">\n<a class=\"gbp--border-radius gb-element-8f34ef88\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/contingencies\/\">\n<div class=\"gb-element-e6dd4d22\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/04\/contract-signing-with-two-people.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7211fd7b\">\n<p class=\"gb-text gb-text-4dd0ccaf\">10-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-2c2b59f1 post-title-link\">What Is a Contingency When Buying a Home?<\/span>\n\n\n\n<p class=\"gb-text gb-text-4e315f23\">Key Takeaways What Is a Contingency in Real Estate? When you submit an offer on a home, the contract isn&#8217;t automatically locked in.\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-b2441b9b\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-92e5fdf7 post-1960 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-home-search tag-legal tag-real-estate\">\n<a class=\"gbp--border-radius gb-element-8f34ef88\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/buying-a-house-as-is\/\">\n<div class=\"gb-element-e6dd4d22\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/04\/looking-over-an-as-is-house.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7211fd7b\">\n<p class=\"gb-text gb-text-4dd0ccaf\">10-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-2c2b59f1 post-title-link\">Buying a House As-Is: What It Means, Risks, and How the Process Works<\/span>\n\n\n\n<p class=\"gb-text gb-text-4e315f23\">Key Takeaways What Does Buying a House &#8220;As-Is&#8221; Mean? Buying a house &#8220;as-is&#8221; means the seller is offering the home in its current\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-b2441b9b\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-92e5fdf7 post-1924 post type-post status-publish format-standard has-post-thumbnail hentry category-home-buying tag-home-search tag-real-estate\">\n<a class=\"gbp--border-radius gb-element-8f34ef88\" href=\"https:\/\/www.homefello.com\/guides\/home-buying\/how-long-does-it-take-to-buy-a-house\/\">\n<div class=\"gb-element-e6dd4d22\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/03\/homebuying-process-couple-at-closing.png)\"><\/div>\n\n\n\n<div class=\"gb-element-7211fd7b\">\n<p class=\"gb-text gb-text-4dd0ccaf\">9-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-2c2b59f1 post-title-link\">How Long Does It Take to Buy a House?<\/span>\n\n\n\n<p class=\"gb-text gb-text-4e315f23\">Key Takeaways The Home Buying Timeline, Step by Step The home buying process is usually easiest to understand in three main phases: Phase\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-b2441b9b\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-40a43f51\"><a href=\"https:\/\/www.homefello.com\/guides\/home-buying\/\" data-type=\"category\" data-id=\"12\"><strong>See all home buying guides <\/strong><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-8dd02eb4\">\n<div>\n<h2 class=\"gb-text gb-text-9757095e\">Selling Your Home<\/h2>\n\n\n\n<p class=\"gb-text gb-text-37e7ba01\"><em><strong>Education Center Guides<\/strong><\/em><\/p>\n\n\n\n<div class=\"gb-element-806fe88a\">\n<div class=\"gb-element-89ebfe25 sticky-container\">\n<h3 class=\"gb-text gb-text-cdcae743\">Key Home Selling Topics<\/h3>\n\n\n\n<div class=\"gb-element-95d5bb41\">\n<div>\n<p class=\"gb-text gb-text-7987be62\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-543e2480\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/resale-value\/\" data-type=\"post_tag\" data-id=\"36\">Resale Value<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-02217d3d\">\n<div>\n<p class=\"gb-text gb-text-7d9666a8\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-7254f128\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/real-estate\/\" data-type=\"post_tag\" data-id=\"31\">Real Estate<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-f6a4e821\">\n<div>\n<p class=\"gb-text gb-text-483dc039\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-b7fdd4db\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/equity\/\" data-type=\"post_tag\" data-id=\"37\">Equity<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-cf5fda7f\">\n<div>\n<p class=\"gb-text gb-text-f07d6812\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-fb2a766d\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/rental\/\" data-type=\"post_tag\" data-id=\"38\">Rental<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div>\n<div class=\"blog-feed\"><div class=\"gb-looper-f0393b22\">\n<div class=\"gb-loop-item gb-loop-item-1ce78b01 post-1556 post type-post status-publish format-standard has-post-thumbnail hentry category-home-selling\">\n<a class=\"gbp--border-radius gb-element-080af5f6\" href=\"https:\/\/www.homefello.com\/guides\/home-selling\/how-home-value-is-determined\/\">\n<div class=\"gb-element-493e1b7d\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/how-is-home-value-determined.png)\"><\/div>\n\n\n\n<div class=\"gb-element-9e8cf9c6\">\n<p class=\"gb-text gb-text-3a811cb4\">7-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-511a3e74 post-title-link\">How Is Home Value Determined?<\/span>\n\n\n\n<p class=\"gb-text gb-text-d85dc891\">Determining the value of a home is an important step for Michigan homeowners planning on selling. It&#8217;s a key part of the planning\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-208d9960\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-e73817ce\"><a href=\"https:\/\/www.homefello.com\/guides\/home-selling\/\" data-type=\"category\" data-id=\"13\"><strong>See all home selling guides <\/strong><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-abafb61a\">\n<div class=\"gb-element-74f8fdf3\">\n<div>\n<h2 class=\"gb-text gb-text-a821dc0a\">Owning &amp; Maintaining a Home<\/h2>\n\n\n\n<p class=\"gb-text gb-text-bfedefcc\"><em><strong>Education Center Guides<\/strong><\/em><\/p>\n\n\n\n<div class=\"gb-element-206cb6ee\">\n<div class=\"gb-element-6a5f9112 sticky-container\">\n<h3 class=\"gb-text gb-text-b0c460c8\">Key Homeownership Topics<\/h3>\n\n\n\n<div class=\"gb-element-1a95f60a\">\n<div>\n<p class=\"gb-text gb-text-5a5dea64\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-c05b7137\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/taxes\/\" data-type=\"post_tag\" data-id=\"20\">Taxes<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-b42a9198\">\n<div>\n<p class=\"gb-text gb-text-91688f04\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-e8e18c1b\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/insurance\/\" data-type=\"post_tag\" data-id=\"23\">Insurance<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-5b51683c\">\n<div>\n<p class=\"gb-text gb-text-dd34c70e\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-2835af1c\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/legal\/\" data-type=\"post_tag\" data-id=\"17\">Legal<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-07845e1d\">\n<div>\n<p class=\"gb-text gb-text-68dd9755\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-3a89cc5d\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/equity\/\" data-type=\"post_tag\" data-id=\"37\">Equity<\/a><\/p>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-e54f7824\">\n<div>\n<p class=\"gb-text gb-text-1be9e2bf\"><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" color=\"var(--accent)\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/p>\n<\/div>\n\n\n\n<div>\n<p class=\"gb-text gb-text-e078b064\"><a href=\"https:\/\/www.homefello.com\/guides\/tag\/home-maintenance\/\" data-type=\"post_tag\" data-id=\"39\">Home Maintenance<\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div>\n<div class=\"blog-feed\"><div class=\"gb-looper-768021d7\">\n<div class=\"gb-loop-item gb-loop-item-8e9616ad post-1955 post type-post status-publish format-standard has-post-thumbnail hentry category-homeownership tag-home-maintenance\">\n<a class=\"gbp--border-radius gb-element-50abdb56\" href=\"https:\/\/www.homefello.com\/guides\/homeownership\/hoa-homeowners-association\/\">\n<div class=\"gb-element-24a08e2e\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/04\/hoa-neighborhood-sign.png)\"><\/div>\n\n\n\n<div class=\"gb-element-24484446\">\n<p class=\"gb-text gb-text-ab196a8e\">8-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-304f0d17 post-title-link\">What Is a Homeowners Association (HOA)?<\/span>\n\n\n\n<p class=\"gb-text gb-text-6898b93f\">Key Takeaways What Is a Homeowners Association? A homeowners association (HOA) is an organization that manages shared spaces, enforces community rules and collects\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-29dc421c\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8e9616ad post-1903 post type-post status-publish format-standard has-post-thumbnail hentry category-homeownership\">\n<a class=\"gbp--border-radius gb-element-50abdb56\" href=\"https:\/\/www.homefello.com\/guides\/homeownership\/home-equity\/\">\n<div class=\"gb-element-24a08e2e\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/03\/home-equity-couple-in-front-of-home.png)\"><\/div>\n\n\n\n<div class=\"gb-element-24484446\">\n<p class=\"gb-text gb-text-ab196a8e\">8-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-304f0d17 post-title-link\">What Is Home Equity and How Does It Work?<\/span>\n\n\n\n<p class=\"gb-text gb-text-6898b93f\">What Is Home Equity? Key Takeaways What Is Home Equity? Home equity is the difference between your home&#8217;s current market value and the\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-29dc421c\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n\n<div class=\"gb-loop-item gb-loop-item-8e9616ad post-1557 post type-post status-publish format-standard has-post-thumbnail hentry category-homeownership tag-closing tag-payment tag-taxes\">\n<a class=\"gbp--border-radius gb-element-50abdb56\" href=\"https:\/\/www.homefello.com\/guides\/homeownership\/property-taxes\/\">\n<div class=\"gb-element-24a08e2e\" style=\"--inline-bg-image: url(https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/property-taxes-mail.png)\"><\/div>\n\n\n\n<div class=\"gb-element-24484446\">\n<p class=\"gb-text gb-text-ab196a8e\">12-minute read<\/p>\n\n\n\n<span class=\"gb-text gb-text-304f0d17 post-title-link\">Property Taxes for Homeowners<\/span>\n\n\n\n<p class=\"gb-text gb-text-6898b93f\">Property taxes are the silent partner in your mortgage payment. While your loan interest rate might be fixed, your tax bill is dynamic.\u2026<\/p>\n\n\n\n<p class=\"gb-text gb-text-29dc421c\"><strong>Read More<\/strong><\/p>\n<\/div>\n<\/a>\n<\/div>\n<\/div>\n\n<\/div>\n\n\n\n<p class=\"gb-text gb-text-fa6505fe\"><a href=\"https:\/\/www.homefello.com\/guides\/homeownership\/\" data-type=\"category\" data-id=\"14\"><strong>See all homeownership guides <\/strong><span class=\"wp-rich-text-font-awesome-icon wp-font-awesome-icon\"><svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\" data-icon=\"arrow-right\" class=\"svg-inline--fa fa-arrow-right \" role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\"><path fill=\"currentColor\" d=\"M502.6 278.6c12.5-12.5 12.5-32.8 0-45.3l-160-160c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L402.7 224 32 224c-17.7 0-32 14.3-32 32s14.3 32 32 32l370.7 0-105.4 105.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0l160-160z\"><\/path><\/svg><\/span><\/a><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"gb-element-d9c8c5d3\">\n<h2 class=\"gb-text gb-text-a7c8a1c6\">Find Your Next Home the Right Way<\/h2>\n\n\n\n<div class=\"gb-element-c798b840\">\n<div class=\"gb-element-74080289\">\n<div class=\"gb-element-44da2f26\">\n<img loading=\"lazy\" decoding=\"async\" width=\"250\" height=\"91\" class=\"gb-media-4f6500c6\" alt=\"\" title=\"homefello-logo\" src=\"https:\/\/www.homefello.com\/guides\/wp-content\/uploads\/2026\/02\/homefello-logo.png\"\/>\n<\/div>\n\n\n\n<div>\n<a class=\"gb-text gb-text-07da3bd1 primary-btn\" href=\"https:\/\/www.homefello.com\/homes-for-sale\/\">Find Great Homes<\/a>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Home \/ Education Center homefello Education Center Where are you in your homebuying journey? Looking for something specific? Financing Your Home Education Center Guides Key Financing Topics Down Payment Credit Refinancing Mortgage Rates Escrow See all financing guides Buying a Home Education Center Guides Key Homebuying Topics Home Search Real Estate Assistance Programs Location Financial &#8230; <a title=\"Education Center V2\" class=\"read-more\" href=\"https:\/\/www.homefello.com\/guides\/\" aria-label=\"Read more about Education Center V2\">Read more<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-1653","page","type-page","status-publish"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/pages\/1653","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/comments?post=1653"}],"version-history":[{"count":67,"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/pages\/1653\/revisions"}],"predecessor-version":[{"id":1898,"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/pages\/1653\/revisions\/1898"}],"wp:attachment":[{"href":"https:\/\/www.homefello.com\/guides\/wp-json\/wp\/v2\/media?parent=1653"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}